A medical crisis could happen at any time. If you cannot pay for the medical care you need, and for the rehab or support services that may follow, the medical crisis can throw you and your family into financial turmoil. Coping with concerns about insurance coverage and bill payment at the same time you are dealing with a medical emergency can create untold amounts of stress, and can often make health situations worse.
If you find yourself facing a health emergency for yourself or for someone you love, you need to get help. Biddinger, Bitzer, Estelle & Rastigue, PLLC offers Medicaid crisis planning services to help those who have a difficult medical situation find effective solutions. Give us a call at 989-872-5601 or contact us online for personalized assistance with Medicaid crisis planning and to discover more about how our legal team can assist you. We can also answer questions you may have including:
- What is Medicaid crisis planning?
- Why is Medicaid crisis planning so important?
- How can a Michigan Medicaid crisis planning lawyer help?
What is Medicaid Crisis Planning?
Medicaid crisis planning involves taking swift action when a health crisis arises in order to get Medicaid coverage for essential care. A health crisis like an auto accident or a stroke could result in the victim needing very costly rehabilitative services. Hospital bills may total millions of dollars, and the victim may require rehabilitative services or residential nursing care after the incident.
No one ever believes that they, or their loved ones, will be the one to get badly hurt or suffer a serious illness that leaves them in a medical crisis. As a result, too many people are unprepared for what to do if and when this tragic outcome happens. Your insurance, including Medicare, may not cover what you need or you may not be able to afford the co-pays and co-insurance costs. You don’t want to have to say no to life saving care because of financial worries, nor do you want to bankrupt yourself or your family when a health crisis arises. Instead, you should get help with Medicaid crisis planning.
A Michigan Medicaid crisis planning lawyer can help you to assess whether Medicaid could provide coverage and whether you are eligible for services. If you are eligible because of your income and resources, or if you have become eligible because your medical crisis has created bills that far exceed your available resources, your attorney can help you to apply for Medicaid and get covered as quickly as possible.
Why is Medicaid Crisis Planning so Important?
Medicaid crisis planning is so important because approval for Medicaid benefits is not instant, although Medicaid can pay retroactively. The Michigan Department of Health & Human Services explains that those who need help with past medical expenses can sometimes get coverage dating back to three months before their application month.
If you suffer a medical emergency and you begin to incur costly bills as a result, you want to apply right away for benefits so you can get as much care covered as possible.
Few people can afford the high costs that come with a true health emergency, especially if it is an emergency that requires discharge to a nursing home. If you do not want to lose your legacy or face struggles even finding nursing care because of financial concerns, you need to work quickly in a medical crisis to qualify for Medicaid.
Medicaid can not only pay for things that private insurance and Medicare won’t, but it can even help to cover Medicare co-insurance costs… which can be quite substantial for a victim of a medical crisis who needs comprehensive care.
It is difficult to deal with the bureaucracy of applying for Medicaid in a medical crisis. In fact, even some patients who already have Medicaid coverage can struggle with finding out how their benefits work in an emergency. A Michigan Medicaid crisis planning lawyer can navigate the Medicaid rules, requirements, and processes, as you and your family focus on attending to the medical emergency that has arisen.
How can a Michigan Medicaid Crisis Planning Lawyer Help?
Biddinger, Bitzer, Estelle & Rastigue, PLLC understands Michigan laws on qualifying for Medicaid and getting essential medical services in a crisis situation. We can provide the assistance that you need to get benefits, try to get costs covered, and work to protect yourself or your family member in the time of a medical crisis. To find out more about the ways in which our Michigan Medicaid crisis planning lawyers can help you, give us a call at 989-872-5601 or contact us online today.